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strictired settlement companies

  • J.G. Wentworth: Arguably the most recognized name in the industry, J.G. Wentworth is known for its strong brand and experience in buying future payment streams.

  • Peachtree Financial Solutions: A major player in the space, Peachtree Financial is a large outfit that purchases structured settlement payment rights.

  • Stone Street Capital: In business since 1989, Stone Street Capital helps people receive a lump sum through various future payment streams, including structured settlements and lottery winnings.

  • DRB Capital: DRB is known for its reputation for providing competitive fees for lump sum payments and maintaining a high standard of customer service.

  • Novation Settlement Solutions: This company highlights its quick decision-making process, maximum payouts, and a high success rate for its customers.

  • RSL Funding, LLC: RSL Funding has an A+ rating from the Better Business Bureau (BBB) and focuses on ensuring clients get the most money in a timely fashion.

  • CBC Settlement Funding: This company also holds an A+ rating from the BBB and emphasizes transparent, longstanding service, recommending clients consult with their own advisors. 

1. Amerinote Xchange
A widely recognized direct note buyer with a long track record buying performing and non-performing mortgage notes and loan portfolios nationwide. They’re often listed at the top of industry rankings

3. First National Acceptance Company (FNAC)
One of the largest and longest-standing direct purchasers of real estate notes and private mortgages in the U.S., with decades of experience. First National Acceptance Company

4. Secured Note Buyers
A national direct buyer that focuses on seller-financed and performing real estate notes, with local review feedback praising smooth transactions. Secured Note Buyers

5. Gardiner Capital Group
Buys a wide variety of private notes (performing and non-performing) and can tailor offers — including partial note purchases if you want to keep some cash flow. Gardiner Capital Group

6. BuyMortgage.com / Mortgage Note Buyers
A company with nationwide coverage that helps note holders sell all or part of their notes and handle collection and servicing. Buy Mortgage

7. The Mortgage Buyer
A private mortgage buyer with 30+ years of experience; markets itself with a “highest price guarantee” and BBB accreditation. The Mortgage Buyer

8. American Equity Funding
Established in the note buying space since the late 1980s with extensive experience buying owner-financed mortgage notes. American Equity Funding

9. DICARO & Associates
Nationwide note buyers of mortgage notes, land contracts, and trust deeds — useful especially if you have a variety of note types. DICARO & ASSOCIATES

10. Note Investors United
A professional note buyer that also helps with other types of promissory notes, available across many states. Note Investors United

🧠 Tips Before Selling Your Note

✅ Get multiple offers — Compare prices and terms from several reputable buyers. Annuity.org
✅ Check credentials — Look up state licensing and BBB ratings. Annuity.org
✅ Avoid upfront fees — Legitimate buyers generally don’t charge fees before closing. Annuity.org
✅ Understand pricing — Offers vary based on remaining balance, borrower credit, payment history, and note terms. Annuity.org

If you’d like, I can also help you compare estimated offers or outline what to expect in payouts for your specific note (just share details like balance, interest rate, years remaining, and payment history).

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FAQS

Find answers to common questions about selling your structured settlements with Sell Structured Settlement Payments.

How can I sell my structured settlement?

To sell your structured settlement, simply reach out to us and our team of experts will guide you through the process. We will assess your situation and provide you with the best options to receive a lump sum in exchange for your future payments.

Are there any fees involved in selling my structured settlement?

At Sell Structured Settlement Payments, there are no hidden fees or costs when selling your structured settlement. We believe in transparency and ensuring that you receive the full value you deserve for your future payments.

How soon can I receive the lump sum payment?

The timeline for receiving your lump sum payment varies based on the details of your structured settlement. However, we strive to expedite the process and ensure that you receive your funds in a timely manner, providing you with the financial flexibility you need.

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